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Insurance companies are increasingly abandoning all levels of football over the cost of concussion litigation, which is a problem that one executive for the upstart XFL described as an 'existential question.'
According to a report by ESPN's Outside the Lines, the NFL currently has no general liability insurance to cover the increasing cost of concussion litigation and only one insurance company is offering any workers' compensation coverage for NFL teams.
NFL - ESPN - Story - League - NFL
The NFL declined to comment on the ESPN story. Neither the league nor the NFL Players Association have yet to respond to the Daily Mail's request for comment.
In 2014, the NFL agreed to a $1 billion concussion settlement with former players. Individual and class-action lawsuits have been brought against the NCAA and youth football organizations, such as Pop Warner. Currently thousands of former college football players are involved in a class-action lawsuit against the NCAA.
ESPN - Lawsuits - States - Issues - Sports
ESPN reported that lawsuits have been filed in at least 29 states, centering on concussion-related issues across 18 different sports and activities at both the professional and amateur levels.
According to ESPN, helmet manufacturers face similar problems. Pop Warner Little Scholars, which reportedly covers 225,000 youth players was recently forced to switch carriers after a subsidiary of AIG refused to grant coverage without a neurological injury waiver.
'People - Football - Insurance - Pop - Warner
'People say football will never go away, but if we can't get insurance, it will,' Pop Warner executive director John Butler reportedly told colleagues after learning that only a single carrier was willing to provide head-trauma coverage, according to ESPN.
Pop Warner's medical director Dr. Julian Bailes – a member of the NFL's Head, Neck and Spine Committee – told ESPN that 'insurance coverage is arguably the biggest threat to the sport.'
Tackle - Football - Problems - Concussions - Issue
Tackle football was already facing existential problems related to concussions without the issue of insurance hanging over the sport.
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