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America has a health insurance problem because politicians would rather lie about it than solve it. Obamacare regulations caused premiums for people buying their own insurance to more than double between 2013 and 2017, and then soar even higher in 2018. With huge hikes predicted again in 2019, the Affordable Care Act will have caused premiums to triple in six years. Ouch. But instead of telling the truth about why this is happening, politicians are dishing out lies.
Senate Minority Leader Chuck Schumer is already announcing what he's going to do about the rate hikes. "We Democrats are going to be relentless in making sure the American people exactly understand who is to blame for the rates." He means pinning the blame on President Trump and the Republican majorities in Congress. Don't buy this lie.
Insurance - Experts - Provisions - Affordable - Care
Independent insurance experts point to the flawed provisions of the Affordable Care Act that drive premiums skyward year after year. Never mind who's in the White House.
The biggest cause, according to McKinsey management consultants, is Obamacare's rule forcing healthy people to pay the same premium as sick people. Before Obamacare, people in most states buying in the individual market paid premiums that varied depending on their own expected medical needs. Not any more. Now they're being coerced into paying the medical bills of the chronically ill. Five percent of the population consumes almost 50 percent of the health care, but under Obamacare, everyone pays the same premium. Few would volunteer for such a scheme. That's why Obamacare uses force. You buy, or you get fined.
Premiums - Consumers - Lower-quality - Coverage - Obamacare
Despite soaring premiums, consumers are getting lower-quality coverage than before Obamacare. McKinsey finds insurers are restricting choices of doctors and hospitals. Major cancer hospitals are off-limits in many plans, which are barely disguised Medicaid. If you're seriously ill, getting medications you need --...
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